Contoh Kertas Kerja Rancangan Perniagaan

They fund only a few thousand plans per year, and they have to reduce their risks because they're investing other people's money. The venture capitalists are the most demanding.

And in the middle, there are tens of thousands of private investors called 'angels.' At the low end, you have friends and family. At the high end, there are a few thousand venture capitalists working for a few hundred venture capital firms. But the engine alone isn't enough to make the car go, and you need to recognize this from the beginning.Īnother important point to understand is that investors are not all the same. By itself, your plan is like an automobile engine-the car won't go anywhere without it. The investment decision depends on a lot of other factors: the business team and its track record, the product you'll be selling, the competitive advantage you have and what your market is, among others.

Monthly, Quarterly, Fixed or Contract Termsįrom venture capitalists to angel investors, here抯 what your business plan needs to include to catch the eye of startup investors.Īlthough you definitely need a business plan to find investors, your plan alone-no matter how good it is-isn't enough to attract investors. Working capital up to 5 years, subject to annual review Up to a maximum of 15 years subject to assets financed

Our officers will be able to direct you to our other products on application.Ĭompetitive rates subject to terms of funds and risk ratings where applicable For example, you may be eligible for the SME Global product even as a start-up if you have a ready market overseas or you have a patent pending or patented product for global distribution. The main criteria is the viability of the business idea and how that idea can effectively be translated into a business plan to produce, commercialise and market to identified local or international markets.ĭepending on your business scope, you may also be eligible for all other SME Bank products and services. In addition, we may also be able to match your start-up development requirements with the appropriate dedicated funds or programmes which are being channeled through the SME Bank.

Contoh Kertas Kerja Rancangan Perniagaan